A great financial advisor can enhance your investments, impact and equip you to live on purpose!

Your resources are as valuable as you make them.
Driven by one thing... Passion.
Let's create a future... together—
a future driven by what matters most.

Who we are

Nestled into the mountain valley town of Bozeman, Montana, CoCreate Financial is a boutique, financial planning and investment management firm. Our financial advisors are fee-only fiduciaries. providing our clients with thorough and high-level planning and guidance. We enjoy getting to know our clients personally and taking great care to understand their beliefs, values, and convictions. From that vantage point, we help them align their wealth and resources with their purpose and goals, so that they can truly make the impact they want on the world. We ensure our clients have clarity into how their finances can be catalysts for doing extraordinary things.

CoCreate Financial’s team of financial advisors provide Investment Management, business and strategic planning, retirement planning, long-term tax planning, estate plan design, charitable giving, cash flow strategy, and preparing for major life transitions. All our financial advisors build upon disciplined research and a long term perspective.

We make sure our clients understand their portfolios and feel empowered with their decisions. We will re-evaluate their plan with them throughout different transitions and seasons of life. We also share regular market updates, helping them to stay grounded during market noise and remain confident in the strategy behind their wealth.

If you’re looking for a team of financial advisors with a personal touch, practical tools, and a drive to help you use your resources in a way that empowers you to live your best life, let’s get started creating your future together.

How we help clients like you

We serve a wide range of clients. Explore a few scenarios that might relate to your situation.

INQUIRE

A business owner evaluating new opportunities

Taming financial chaos
Creating capacity
Navigating M&A
Managing for end goals

Explore Their Story

A single-again professional woman evaluates her assets

Simplifying finances
Consolidating accounts
Reviewing real estate
Exploring charitable giving

Explore Her Story

A daughter receives a life-changing inheritance

Managing estate
Honoring legacy
Clarifying purpose
Re-envisioning goals
Maximizing impact

Explore Their Story

An established couple preparing for the
next chapter

Do we have enough?
Identifying life priorities
Funding retirement
Creating passive income
Re-evaluating estate plan

Explore Their Story

A charity working on its financial strength.

If you're an institutional investor or a charity, we would love to help you with your financial policies, planned giving programs, and broad strategic planning. Call us to discuss your needs. We even offer pro bono services to a select number of charities.

How you get started with a CoCreate Financial Advisor

We've carefully constructed a process to help you get significant, immediate value from our financial planning process while cutting down wasted time from unnecessary meetings.

Start with a 30 minute call

The first step is to schedule a 30-minute “Find out about CoCreate” phone call by visiting cocreatefinancial.com/schedule and picking a time that will work for you. On the phone call, we will want to hear about the basics of your financial situation as well as your goals and plans. We will ask lots of questions to gain an understanding of who you are and where you want to be headed. We will also share about our firm and provide an overview of how we would engage in your specific situation.

I want to know that I have enough in the present and in the future

I want to make decisions that reflect my values not my financial fears

I want my finances to equip a life of balance and generosity

There is more to life than financial success

I want to make the most of my surplus

Meet the Team

MATT HUDAK

AAMS®, CFP®, CEPA®
CHIEF INVESTMENT OFFICER
FINANCIAL ADVISOR

CHRISTA HUDAK

CFP®, ChFC®, CKA®
CHIEF PLANNING OFFICER
FINANCIAL ADVISOR

HEATHER BROWN

DIRECTOR OF COMMUNICATIONS

EMMA SHAW

ASSOCIATE FINANCIAL ADVISOR

LEARN MORE

In order to deliver consistent results to our existing clients, we have limited space for new clients each quarter. Reach out to us for a consultation.

Schedule Contact

Frequently Asked Questions

Do you have a minimum account size?
We have a flexible minimum, so we always encourage people to schedule a 30-minute call. While we make a limited number of exceptions each calendar quarter, our client minimum is currently around $500,000 of investment assets; however, there are a number of variables that can affect how we look at this number, including age and financial trajectory, scope of work involved, businesses and other illiquid assets on which we are consulting, and how much fun we’re going to have working together.
Are you Fee Only/Are you a Fiduciary?
Yes and yes. At the same time, we believe that there is much more to selecting the right advisor that the two “F” words. In fact, they are mostly just marketing hype from a group within the financial industry. Being fee only, doesn’t eliminate conflicts of interest, it simply looks different from a commission model. Objectively, there are circumstances in which a commission is better. Being a Fiduciary only means that there are more stringent legal standards, but those only affect a person if there is a breach worth pursuing in court. We recommend evaluating fit from a neutral perspective, considering ethics, relational fit, professional qualifications, business model, etc.
Can you help me with my business and personal business needs?
Yes. Many of our clients are business owners, and we love engaging their personal and businesses together. While most Financial Advisors are employees or independent contractors of large corporations, Matt and Christa actually own CoCreate Financial and started it from scratch, giving them unique insight into the needs and experiences of business owners.
Do you file taxes?
We love helping solve tax puzzles, but we aren’t CPAs or Enrolled Agents, so we don’t file taxes on behalf of our clients. We lean heavily on our client's CPAs and attorneys for tax advice and have an incredible network to which we can refer. Oftentimes, we are able to spend a considerable amount of time working through the problem and preparing you to have an efficient and effective conversation with your other professionals.

A great financial advisor can enhance your investments, impact and equip you to live on purpose!

How we help clients like you

A business owner evaluating new opportunities

A single-again professional woman evaluates her assets

A daughter receives a life-changing inheritance

An established couple preparing for the
next chapter

A charity working on its financial strength.