October 2026 Market Topic When people think about making money in the stock market, they often think about buying a stock at one price and eventually selling it at a higher price. That tried-and-true concept of buying low and selling high. While price appreciation is an important part of investing, especially for long-term investors, it […]
We are used to hearing plenty of chatter surrounding interest rates: Will they be raised? Be lowered? But behind those interest rate decisions is another integral part of monetary policy: bank reserves. Bank reserves are funds that big commercial banks hold in accounts at the Federal Reserve. They are a key tool in influencing interest […]
Summary: In this video, Christa Hudak, CFP®, ChFC®, CKA®, Cofounder and President of CoCreate Financial, explores an important but often overlooked part of financial health: knowing where your money is actually going. She outlines out a simple exercise to track your expenses for a small period of time so that you can see clearly where […]
Summary: In this video, Matt Hudak, AAMS®, CFP®, CEPA®, builds out a sample "Financial Architecture", which is a practical system for organizing your money so that it functions to support your goals. He explains it like a reverse budgeting approach that prioritizes directing income into the right financial "buckets," including cash reserves, debt repayment, retirement […]
