Explore how your finances can enhance your impact and purpose!

Your resources are as valuable as you make them.
Driven by one thing... Passion.
Let's create a future... together—
a future driven by what matters most.

How we help clients like you

We serve a wide range of clients.  Explore a few scenarios that might relate to your situation.
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A business owner evaluating new opportunities

Taming financial chaos
Creating capacity
Navigating M&A
Managing for end goals
Explore Their Story

New empty-nesters prepare a legacy for their adult children

Defining Legacy
Mapping out a plan
Preparing relationships
Engaging 3 types of capital

A daughter receives a life-changing inheritance

Honoring legacy
Establishing purpose
Re-envisioning goals
Maximizing impact

A businessman creating passive income from savings

Diversifying income
Mitigating taxes
Freeing up focus
Adaptive distributions
Preserving liquidity

A charity working on its financial strength.

If you're an institutional investor or a charity, we would love to help you with your financial policies, planned giving programs, and broad strategic planning. Call us to discuss your needs. We even offer pro bono services to a select number of charities.

Are you ready to CoCreate?

We work with clients who are looking to have as much impact on the world around them as they can while enjoying their relationships and adventures.

Start with a 30 minute call

The first step is to schedule a 30-minute “Find out about CoCreate” phone call by visiting cocreatefinancial.com/schedule and picking a time that will work for you. On the phone call, we will want to hear about the basics of your financial situation as well as your goals and plans. We will ask lots of questions to gain an understanding of who you are and where you want to be headed. We will also share about our firm and provide an overview of how we would engage in your specific situation.
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I want to know that I have enough in the present and in the future
I want to make decisions that reflect my values not my financial fears
I want my finances to equip a life of balance and generosity
There is more to life than financial success
I want to make the most of my surplus

Schedule an intro call today!

Use our online scheduling tool to schedule an introductory appointment or reach out to us with a question.

Meet the Team

Matt Hudak

MATT HUDAK

AAMS®, CFP®, CEPA®
CHIEF INVESTMENT OFFICER
FINANCIAL ADVISOR
Christa Hudak

CHRISTA HUDAK

CFP®, ChFC®, CKA®
CHIEF PLANNING OFFICER
FINANCIAL ADVISOR
Sierra Lommatsch

SIERRA LOMMATSCH

CHIEF OPERATIONS OFFICER
Heather Brown

HEATHER BROWN

DIRECTOR OF COMMUNICATIONS
Emma Shaw

EMMA SHAW

ASSOCIATE FINANCIAL ADVISOR
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In order to deliver consistent results to our existing clients, we have limited space for new clients each quarter. Reach out to us for a consultation.

Frequently Asked Questions

  • Do you have a minimum account size?

    We have a flexible minimum, so we always encourage people to schedule a 30-minute call. While we make a limited number of exceptions each calendar quarter, our client minimum is currently around $500,000 of investment assets; however, there are a number of variables that can affect how we look at this number, including age and financial trajectory, scope of work involved, businesses and other illiquid assets on which we are consulting, and how much fun we’re going to have working together.

    Are you Fee Only/Are you a Fiduciary?

    Yes and yes. At the same time, we believe that there is much more to selecting the right advisor that the two “F” words. In fact, they are mostly just marketing hype from a group within the financial industry. Being fee only, doesn’t eliminate conflicts of interest, it simply looks different from a commission model. Objectively, there are circumstances in which a commission is better. Being a Fiduciary only means that there are more stringent legal standards, but those only affect a person if there is a breach worth pursuing in court. We recommend evaluating fit from a neutral perspective, considering ethics, relational fit, professional qualifications, business model, etc.

    Can you help me with my business and personal business needs?

    Yes. Many of our clients are business owners, and we love engaging their personal and businesses together. While most Financial Advisors are employees or independent contractors of large corporations, Matt and Christa actually own CoCreate Financial and started it from scratch, giving them unique insight into the needs and experiences of business owners.
  • Do you file taxes?

    We love helping solve tax puzzles, but we aren’t CPAs or Enrolled Agents, so we don’t file taxes on behalf of our clients. We lean heavily on our client's CPAs and attorneys for tax advice and have an incredible network to which we can refer. Oftentimes, we are able to spend a considerable amount of time working through the problem and preparing you to have an efficient and effective conversation with your other professionals.
    Contact

Recent Posts

October 31, 2025
Investing During an AI Bubble and Other Hot Topics in the Marketplace

2025.08.27 Podcast Episode 1 Full Transcript​ Christa: Welcome everyone. We're excited for you to join us for our very first podcast for Co-Create Financial. I'm Christa. Matt: I'm Matt, Christa: and we're excited to talk to you about a couple of things. First, we're gonna cover just some general things that we see in the […]

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October 24, 2025
Donating Appreciated Assets

One of the most tax-efficient ways to give is by donating appreciated assets, like stocks or real estate. When you donate assets that have increased in value since you purchased them, you avoid paying capital gains tax on the appreciation.   On top of this, if you itemize deductions, you can claim the asset’s full fair […]

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October 24, 2025
Qualified Charitable Distribution (QCD)

If you’re 70 ½ or older, qualified charitable distributions (QCDs) can be a great way to give directly from an IRA or an Inherited IRA. A QCD allows you to transfer funds from your IRA to a qualifying charity, satisfying your required minimum distribution (RMD) without adding to your taxable income. Since QCDs do not […]

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October 24, 2025
Giving to a Donor Advised Fund

Donor-advised funds (DAFs) can also provide flexibility for those looking to make a long-term charitable impact. DAFs allow you to contribute assets, receive an immediate tax deduction, and distribute funds to charities over time. This strategy may be worth exploring with your trusted financial advisor if you’re looking for a structured approach to giving.   There […]

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Pursue Your Passion!

The most important thing you can do for your future lies within the actions you take here and now.
Let's create a future...together.
LET'S GO!
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